Need money before the house sells? Start the move now.
Loans are available to pay for moving, care deposits and other transition expenses while your loved one’s home is still on the market, so the move into care doesn’t have to wait for the sale.
What a transition loan can help pay for
Most of a family’s wealth is often in the house. Bridge funding lets you use it for the transition before the sale closes, instead of paying out of pocket.
Care deposits
Secure a place in the right assisted living or memory care community when it opens up, not months later.
Moving and packing
Packing, moving and setting up the new apartment, scheduled inside the same timeline as the sale.
Preparing the home
The repairs that actually raise the price, plus estate sale, donations, disposal and cleaning.
Other transition costs
The other expenses that come up between deciding on care and closing on the house.
How bridge funding works with your sale
One plan and one point of contact, from the first call to the closed sale.
- 1
Free family call
Tell us how soon care is needed, the status of the house and the gap between savings and care costs.
- 2
Plan and budget
We put the scope of work, budget and schedule in writing, so you know what needs funding and when.
- 3
Loan explained
Jim walks you through availability, costs and repayment in plain language before anything is signed.
- 4
Move happens
Bridge funds cover the transition costs while we prepare and list the home.
- 5
Home sells
We sell for the best net result and give you a clear view of sale proceeds versus costs.
Waiting for the sale, or moving on your timeline
Without bridge funding
- Costs come out of pocket, often from the family
- The move waits until the house closes
- Pressure to accept a lower offer just to get cash
- Several vendors to pay and coordinate yourself
With Silver Bridge
- Loans available for transition expenses before the home sells
- The move into care can happen when your loved one is ready
- Time to sell on the open market for the most money
- Transition services included with your home sale
Loan availability, amounts and terms depend on your situation and are subject to approval. Ask Jim for details before making any decisions.
Questions about transition loans
Don’t see yours? Call (360) 865-0507 and ask Jim directly.
Who is a transition loan for?
Families moving a loved one into assisted living, memory care or another higher level of care who need to pay transition costs before the family home sells.
Do we have to sell the house first?
No. That’s the point of bridge funding: it covers moving, care deposits and other transition expenses while the home is still on the market.
How much can we borrow, and what does it cost?
It depends on your situation and the home. Jim will explain what’s available, the costs and how repayment works, in plain language, before anything is signed.
What if a quick sale is better than waiting?
Only when it leaves more for your loved one’s care, we can make an as-is cash offer: leave the stuff, no repairs or showings, and a fixed closing date.
I live out of state. Can you still help?
Yes. Many families we help manage the move from Seattle, another state or another time zone. We keep everyone informed and act promptly once you give consent.
Find out if bridge funding fits your family
Start with a free 20-minute family call. No pressure and no obligation. Bring whoever is part of the decision.